Don't really need a new phone

A 50” Vizio 4k TV would be cheaper, the E series. Under $500. Don’t need a new TV either though.

You shouldn’t need to really adjust the settings on a Vizio. Just disable some stuff, but the rest might be fine. Unless you want to make it look better, but it might look better then an Insignia by default. Except the Insignia had it’s settings changed, would have to reset to see. Otherwise it’s not fair.